One of Salt Lake City's Most Trusted Mortgage Lenders

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Home Loan Lender and Mortgage Refinancing Specialists in Market Street

Trying to track down a home loan that meets your needs and your budget can be stressful—unless, that is, you turn to the team of professionals at Academy Mortgage.

We offer a wide range of lending options to homebuyers in Salt Lake City and throughout Utah, and our mortgage experts are here to help you find your most favorable financing solution. We’ll be your guide every step of the way, giving you the information you need, answering your questions and expediting the entire loan process.

Whether you’re buying your first house or investing in a second Salt Lake City area property, Academy Mortgage is the company to trust. Take a look at what we have to offer, and you’ll understand why we’re one of Utah’s top-rated mortgage lenders.


Our Home Loan Options

At Academy Mortgage, we know everyone has unique financing needs, and we have access to many different types of lending programs. Our team will consider your budget, your qualifications as a borrower and your homebuying goals, matching you with a mortgage that has competitive terms and rates and fits your needs.

We offer VA Home Loans, FHA financing, and zero-down USDA Loans for eligible Utah homebuyers. Our options also include Conventional Mortgages, Renovation Loans to purchase fixer-upper homes, and State Housing Agency Loans. Our portfolio of mortgage products is one of the largest in the industry—and that helps us find an ideal financing solution for you.


Fixed-Rate and Adjustable Rate Mortgages

One of the first choices when obtaining a mortgage is between obtaining fixed and adjustable mortgage rates, both of which we offer to all our clients.

Find out more today.



Market Street mortgage clients, particularly first-time buyers, should inquire about their eligibility for FHA Loans, government-backed programs that come with low down payments.

Get more info here.


State Housing Agency Loans and DPA Programs

Many potential homebuyers will qualify for state housing agency assistance with low-interest mortgages or DPA programs. Learn whether you qualify.

Read more here.


USDA Loans

Whether for farming, agriculture or simple rural residential needs, the USDA Loan program offers 0% down loans for buyers who qualify. Find out if you’re among them today.

Read more here.


Conventional Mortgages

Are you a Market Street homebuyer with good credit looking for the ideal mortgage? The Conventional Mortgage might be just the thing.

Find out more today.


VA Loans

We’re proud to offer VA Loans to many military members, Veterans, and their spouses in recognition of their service. This program comes with no down payments and also no corresponding mortgage insurance.

Read more here.


Renovation Loans

If you’re a Market Street homeowner looking to refinance and remodel, or a buyer hunting for a “fixer” home to repair, the Renovation Loan may be your best choice.

Find out if you qualify.


Refinance Loans

Those in need of a refinance for a cash-out, interest rate decrease, payment decrease or a change in loan terms can choose from our refinancing options available.

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Jumbo Mortgages

We know many homes in Market Street come with prices above the conventional loan limit. For such clients, we offer Jumbo Loans up to $1.5 million if you qualify.

Learn more today.


Reverse Mortgages

If you’re aged 62 or above, speak to our mortgage team about a Reverse Mortgage and whether it might help you to cash out your equity or obtain a flexible new mortgage loan.

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First-time Homebuyer Loans

We’ve helped numerous first-time homebuyers in Market Street identify the ideal mortgage program and obtain competitive mortgage rates. Call us to learn more.

Read more here.

Save Money When You Refinance Your Home

Whether you’re interested in lowering your house payment, doing a home improvement project or getting out from under a home loan that doesn’t make sense for you, mortgage refinancing might be the answer.

In Salt Lake City, the home refinance experts at Academy Mortgage have everything you need to accomplish your goals.

Maybe your credit has improved since you got your mortgage or maybe you’ve built enough equity to eliminate the need for private mortgage insurance (PMI). Whatever your reasons might be, Academy Mortgage has a team of experienced mortgage professionals standing by to help.

Utah Mortgage Refinance Options

We have access to countless home loan and mortgage refinance options, to ensure you get the right loan program for you.

We have Conventional Refinance Loans as well as the popular FHA Streamline Refinance program. FHA’s program requires minimal documentation and allows you to close on your new loan quickly.

If you’re thinking about a renovation program, talk to us about the HomeStyle Renovation Mortgage program. This program offers maximum flexibility and can even allow you to undertake large renovation projects.

Why Choose Us?

We’ve streamlined the home loan process to make every step as easy as possible on you. We have innovative mortgage apps, tools and resources for homebuyers—and we’re always happy to answer questions and offer advice. With us, you’ll enjoy a personalized level of service you won’t find with other mortgage lenders.

In addition to home loans of all types, we’re also a trusted provider of Reverse Mortgages and Refinance Loans for Utah homeowners. You can rely on us to meet all of your home financing needs—and when you work with Academy Mortgage, you can expect to have a smooth, simple and stress-free experience.

If you’re looking to finance or refinance a home, we’d love to be your mortgage lender of choice. Reach out to our Salt Lake City Market Street branch and request a free, no-obligation consultation to discuss our home loan solutions today!


CONTACT US for more information about Academy Mortgage, your 1st CHOICE Home Loan Lender!

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