One of Seattle's Most Trusted Mortgage Lenders

201912_St.GeorgeMain_Group Picture 2018

Seattle’s Leading Home Loan & Refinancing Experts

Whether you’re a first-time homebuyer or a seasoned homeowner, you may feel overwhelmed when you discover the dizzying array of home loans available today. How do you know which one is right for you?

Relax, you don’t have to! That’s what Academy is here for — to help you when you’re shopping for a home loan. We’re the experts, and you can depend on our guidance.

Those who are not well-versed in home mortgages might believe that they won’t qualify because they don’t have a high credit score or a large sum saved up for a down payment. But that’s not how all mortgages work. There are special programs that make it easier for more people to realize their dream of homeownership.

We love our jobs helping individuals and families become Seattle homeowners. We Inspire Hope, Deliver Dreams, and Build Prosperity.

 
 

Our Home Loan Options

Different home loan options are developed to serve different populations. There are special programs for Veterans, low-income earners, first-time homebuyers, and so many others. The Maxie Group at Academy uses our experience to help you navigate these programs. We look at your background and your financial situation to help match you with the home loan option that’s right for you.

 
Placeholder

Fixed-Rate and Adjustable Rate Mortgages

Is a fixed-rate or adjustable-rate mortgage better for your financial situation? Our team uses their expertise to provide a recommendation.

Read more here

Placeholder

FHA LOANS

If you don’t have a high credit score or money saved for a down payment, you may qualify for an FHA Loan. Talk to our Seattle mortgage lenders to find out more.

Read more here

Placeholder

State Housing Agency Loans and DPA Programs

Low-income homebuyers and those who need down payment assistance can apply for one of these programs. Our mortgage lending team can help you see if you qualify.

Read more here

Placeholder

USDA Loans

Would you love to live in a rural area? If so, a USDA Loan can help you get an affordable mortgage. Ask us how to qualify for this type of home loan.

Read more here

Placeholder

Conventional Mortgages

If you have a good credit score and money saved for a down payment, a Conventional Loan is likely your best bet. Talk to our Seattle team about applying.

Read more here

Placeholder

VA Loans

Veterans of the armed services or their surviving spouses are eligible for this program that ensures no monthly PMI. Our mortgage lenders can fill you in on details.

Read more here

Placeholder

Renovation Loans

Fund your next home remodel with a Renovation Loan. This investment can help boost property values. Call the Academy team to find out if you qualify.

Read more here

Placeholder

Refinance Loans

You may be able to save money on your mortgage, change your terms or reduce your monthly payments with a Refinance Loan. Contact us to get the process started today.

Read more here

Placeholder

Jumbo Mortgages

Have your eye on a high-priced Seattle property? A Jumbo Mortgage can cover the cost. Ask us what you need to qualify for this type of home loan.

Read more here

Placeholder

Reverse Mortgages

If you’re 62 or over, you may qualify for a Reverse Mortgage to reduce or eliminate your monthly payments. Contact us to apply for this program.

Read more here

Placeholder

First-Time Homebuyer Loans

First-time homebuyers may be eligible for certain mortgage programs that other buyers are not. Talk to our lenders to find out about the details.

Read more here

Mortgage Refinancing in Seattle Can Save You Thousands

Many Seattle homeowners come to The Maxie Group at Academy to inquire about mortgage refinancing. This move can provide you with significant savings.

When interest rates drop, that’s when homeowners start calling. An interest rate of even 1% lower than the rate you have now can save you tens of thousands of dollars over the life of your loan. Depending on difference in rates and other factors, mortgage refinancing could be an astute move for you.

Other homeowners look at mortgage refinancing when their circumstances change. For instance, they may be in a better position to work with a fixed-rate mortgage, rather than an adjustable-rate mortgage. This will provide predictable monthly payments and more stability.

When homeowners refinance, they generally must decide between saving more money now by keeping their term the same or lengthening it, or saving money over the life of the loan by increasing their monthly payments and shortening their term.

You Can Get Cash Back from a Refinance!

Still another option is to get cash back in a mortgage refinance, which you can use to pay bills and get back on your feet or to make a purchase such as a car, vacation, or swimming pool.

Mortgage refinancing can be a money saver, but it isn’t always. A lot of factors go into whether this move is worth it, including how long you plan to stay in the house. That’s why it’s best to check with a professional you trust. If you’re thinking about mortgage refinancing, contact the experienced team at Academy.

Why Choose Us?

As a top mortgage lender in the Seattle area, we’re dedicated to providing top-notch customer service to every client who comes through our doors. In order to do this, we work hard at staying abreast of industry changes and using our skills and experience to determine how any new developments apply to each individual customer. Our job satisfaction comes from seeing our clients achieving the American Dream of homeownership. Make an appointment with our team today, and see what we can do for you!

 

CONTACT US for more information about Academy Mortgage, your 1st CHOICE Home Loan Lender!


Get More Information Ready to Apply?

 

Corp State Lic WA #CL-3113